Last Updated: May 2026
Welcome to I Finance Furniture & Appliances. By accessing or using our website and services, you agree to be bound by these Terms & Conditions. Please read them carefully.
1. Acceptance of Terms
By using our website or engaging with our services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions and our Privacy Policy.
2. Services
I Finance Furniture & Appliances provides furniture and appliance financing services. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.
3. Eligibility
You must be at least 18 years of age and a legal resident of the United States to use our services. By submitting a financing application, you represent that all information provided is accurate and complete.
4. Financing Terms
All financing agreements are subject to credit approval. Specific terms, including interest rates, payment schedules, and total amounts due, will be outlined in your individual financing agreement. You are responsible for reading and understanding all terms before signing.
5. Text Messaging
By opting in to receive SMS messages from I Finance Furniture & Appliances, you agree to receive recurring promotional text messages. Messages may be sent using an Automatic Telephone Dialing System (ATDS). Message and data rates may apply. You may opt out at any time by replying STOP. This consent is not a condition of purchase.
6. User Responsibilities
- You agree to provide accurate and truthful information in all communications and applications.
- You are responsible for maintaining the confidentiality of any account credentials.
- You agree not to use our services for any unlawful purpose.
7. Intellectual Property
All content on this website, including text, graphics, logos, and images, is the property of I Finance Furniture & Appliances and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.
8. Limitation of Liability
To the fullest extent permitted by law, I Finance Furniture & Appliances shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services.
9. Indemnification
You agree to indemnify and hold harmless I Finance Furniture & Appliances, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our services or violation of these terms.
10. Governing Law
These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of New Mexico, without regard to its conflict of law provisions.
11. Changes to Terms
We reserve the right to modify these Terms & Conditions at any time. Changes will be effective upon posting to this page. Your continued use of our services constitutes acceptance of any modifications.
12. Contact Us
If you have questions regarding these Terms & Conditions, please contact us:
I Finance Furniture & Appliances
1100 E Aztec Ave, Gallup, NM 87301
Email: timothy@ifinancefurniture.com